Decoupling Calculator

EdmundLimProperty

Property Decoupling Cost Calculator

Generated:

This report is for general guidance only and does not constitute financial, legal or investment advice. All loan applications subject to bank approval. Actual figures will differ.

What is decoupling? Decoupling is a legal restructuring process where one co-owner sells or transfers their entire share of a property to the other co-owner.

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Property details

Property address	—
Bank valuation	—
Outstanding loan	—
Cash on hand	—
CPF OA – Husband	—
CPF OA – Wife	—
CPF usage – Husband	—
CPF usage – Wife	—

Property address

Bank valuation ($)

Outstanding loan ($)

Cash on hand ($)

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CPF OA – Husband ($)

CPF OA – Wife ($)

CPF usage – Husband ($)

CPF usage – Wife ($)

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Husband — selling his share Seller

Share %

Legal fee ($)

SSD, if any ($)

Share value

—

Outstanding loan (seller's portion)

—

Gross proceeds

—

CPF usage to return

—

CPF top-up required

—

Nett CPF after completion

—

Nett cash after completion

—

Swap seller / buyer

↓

Wife — buying his share Buyer

Share %

Legal fee ($)

BSD (auto-calculated)

Share value

—

Outstanding loan (buyer's portion)

—

Part-share loan (75% LTV)

—

Total new loan

—

5% option fee – cash

—

20% completion – cash/CPF

—

CPF OA required for completion

—

Cash required for completion

—

Decoupling summary

Total cash outlay

—

Seller + buyer combined

Seller nett cash

—

After fees & CPF return

Buyer cash needed

—

For completion

Calculate decoupling costs

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This calculator is for general guidance and informational purposes only. It does not constitute financial, legal or investment advice. All loan applications are subject to bank review and approval. Actual figures will differ. Consult your legal and financial advisors before making any decision.

Disclaimer: All information is provided "as is", with no guarantee of completeness, and accuracy. In no event will I thereof be liable in contract or in tort, to any party for any decision made or action taken in reliance on the information in this presentation/document or for any direct, indirect, consequential, special or similar damages.